Valley Health Plan, Inc. -A Subsidiary of WellPoint
Terms and Conditions

The following terms and conditions ("Terms") govern your use of this Web Site (the "Site"), and by accessing, viewing, or using the material on the Site, you accept these Terms and agree to be legally bound by them. Please read the terms carefully. If you do not accept the Terms, please exit the Site immediately.

1. Proprietary Rights.
   Unless otherwise indicated, Valley Health Plan, Inc. is the owner of the copyright in the entire content (including images, text and look and feel attributes) of www.valleyhealth.biz and in the selection, coordination, arrangement, organization and enhancement of Site content as a collective work and/or compilation. Removing or altering the copyright notice on any material on the Site is prohibited. Any commercial use of Site content or format is prohibited without the prior written consent of Valley Health Plan. Except as indicated, Valley Health Plan owns all trademarks, service marks or other logos featured on the Site. Use or misuse of these trademarks, service marks or logos is expressly prohibited and may violate federal and state law.
   
   
2. Communications With Our Web Site.
   Any feedback, suggestions, or other information that you submit to Valley Health Plan via this Site, may be used, reproduced, modified, adapted, published, translated, distributed, redistributed, transmitted, performed or displayed worldwide by Valley Health Plan and/or may be incorporated in other works in any form, media, or technology now known or later developed without further permission or license from you. Further, Valley Health Plan is free to use any ideas, concepts, know-how, techniques, and suggestions contained in any communications you send to this Site for any purpose whatever, including but not limited to creating and marketing products and/or services using such information.
   
   
3. No Medical Services or Advice.
   Nothing contained, expressed or implied in the Site is intended or shall be construed as medical advice. No doctor-patient relationship is established between Valley Health Plan and you by reason of your use of this Site. Individual inquiries about medical issues, or sensitive or confidential matters should be addressed to appropriate health care professionals.
   
   
4. No Legal Advice.
   The information in this Site is intended only for general informational purposes. Nothing contained, expressed, or implied in this Site is intended or shall be construed as legal advice, and no attorney-client relationship between you and Valley Health Plan is formed by your use of this Site. If you have questions about any law, statute, regulation, or requirement expressly or implicitly referenced in this Site, you should contact legal counsel of your choice.
   
   
5. Disclaimer of Warranty and Liability.
   The materials on this site are provided "as is" without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Valley Health Plan shall not be liable for any direct, special, indirect, incidential, consequential, or punitive damages, including without limitation, lost revenues or lost profits, which may result from the use of, access to, or inability to use these materials, and under no circumstances will Valley Health Plan's liability to you exceed the price paid for use of the site.
   
   
6. Corrections and Changes.
   Valley Health Plan may make changes to these materials, or to the products or services described herein, at any time without notice, and makes no commitment to update the information contained herein. Valley Health Plan does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials.
   
   
7. Indemnification.
   You agree to defend, indemnify, and hold harmless Valley Health Plan, its affiliates and subsidiaries, and all of their respective directors, officers, employees, representatives, agents, predecessors, successors, assigns, and attorneys form and against all injuries, claims, losses, damages, liabilities, costs and expenses (including reasonable attorneys fees and litigation expenses) relating to or arising from any violation of these Terms or any activity related to your account by you or any other person accessing the Site using your account.
   
   
8. Links to Other Web Sites.
   This Site may contain links to other Internet web sites for your convenience. Such third-party sites are maintained by persons or organizations over which Valley Health Plan exercises no control, and Valley Health Plan expressly disclaims any responsibility for the content, the accuracy of the information and/or quality of products or services provided by or advertised on these third-party sites or the privacy practices of such sites. Including links to third party web sites does not imply endorsement by Valley Health Plan.
   
   
9. Governing Law and Jurisdiction.
   These Terms will be governed by and construed in accordance with the laws of the State of Wisconsin, without reference to its choice of law rules. You consent to the jurisdiction of the federal and state courts presiding in Madison, Wisconsin and agree to accept service of process by mail and hereby waive any and all jurisdictional and venue defenses otherwise available.